MP2 CalculatorHow it works

SIMPLE TOOLS. CLEARER SAVINGS.

MP2 Annual Dividend Estimator

Estimate one year from your monthly deposit schedule.

Your year of savings

Opening balance includes any prior dividends already reinvested. Enter 0 for months with no deposits. This estimates a full January–December year with no withdrawals or maturity during the year.

7.12% is an example, not a forecast or a current-rate claim. Future rates can change.

Enter your amounts, then calculate to see your estimate.

How this estimate works

Each deposit counts for its whole selected month. We add the 12 monthly balances, divide by 12, then multiply by the annual rate. Dividends do not compound within the year.

For example, a ₱12,000 January deposit at 6% earns an estimated ₱720 for the year. The same deposit in December earns ₱60 in this monthly model.

This is not an exact account reconciliation: it ignores payment days, posting delays, withdrawals and partial-year maturity. For an account opened midyear, use zero opening balance and zero deposits before the opening month.

Figures are rounded for display; totals use unrounded values. These independent estimates are not official Pag-IBIG statements or guaranteed returns.

Official Pag-IBIG MP2 information ↗

More ways to plan.

Lump sum + monthly

Start with a deposit and keep adding each month.

Compare two plans

Compare amounts, rates and dividend payout choices.

Dividend estimator

Estimate one year from your monthly deposit schedule.